{"id":410590,"date":"2026-02-12T23:58:25","date_gmt":"2026-02-12T15:58:25","guid":{"rendered":"https:\/\/pingtungtimes.com.tw\/?p=410590"},"modified":"2026-02-12T23:58:25","modified_gmt":"2026-02-12T15:58:25","slug":"%e6%95%b8%e4%bd%8d%e4%bf%a1%e4%bb%bb%e8%b3%87%e6%9c%ac%ef%bc%88dtc%ef%bc%89%ef%bc%9a%e7%90%86%e8%b2%a1%e5%b0%88%e6%a5%ad%e5%ae%8c%e6%88%90%e5%be%8c%ef%bc%8c%e4%bf%a1%e4%bb%bb%e5%a6%82%e4%bd%95","status":"publish","type":"post","link":"https:\/\/pingtungtimes.com.tw\/?p=410590","title":{"rendered":"\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09\uff1a\u7406\u8ca1\u5c08\u696d\u5b8c\u6210\u5f8c\uff0c\u4fe1\u4efb\u5982\u4f55\u88ab\u5ef6\u7e8c\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP8"},"content":{"rendered":"<div>\n<p><a href=\"https:\/\/more-news.tw\/\">\u58a8\u65b0\u805e<\/a>\uff5c\u8a18\u8005\u535e\u91d1\u5cf0\uff0f\u53f0\u5317\u5831\u5c0e<\/p>\n<h2>CFP\u00ae \u5c08\u696d\u5224\u65b7\u5982\u4f55\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u88ab\u6301\u7e8c\u8fa8\u8b58\u8207\u7d2f\u7a4d \uff5cIF \u7406\u8ca1\u5546\u5b78\u9662\uff08FINQ Academy\uff09<\/h2>\n<p><strong>\u7de8\u8005\u6309\uff1a<\/strong><\/p>\n<p>\u672c\u7cfb\u5217\u6301\u7e8c\u63a2\u8a0e The Psychology of Financial Planning\uff08\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\uff09\u5728 CFP\u00ae \u80fd\u529b\u5236\u5ea6\u4e2d\u7684\u89d2\u8272\uff0cEP8 \u63a2\u8a0e\u5982\u4f55\u5c07 CFP\u00ae \u6240\u4ee3\u8868\u7684\u5c08\u696d\u9ad4\u7cfb\uff0c\u8207<a href=\"https:\/\/if-intl.com\/digital-trust-capital\/\">\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09<\/a>\u6240\u63d0\u51fa\u7684\u6cbb\u7406\u601d\u7dad\u540c\u6642\u4e26\u7f6e\uff1b\u672c\u6587\u4e26\u975e\u8981\u4ee5 DTC \u53d6\u4ee3\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\uff0c\u800c\u662f\u9032\u4e00\u6b65\u7814\u7a76\uff1a\u7576\u80fd\u529b\u5df2\u88ab\u5236\u5ea6\u5316\uff0c\u4fe1\u4efb\u662f\u5426\u4e5f\u9700\u8981\u88ab\u5236\u5ea6\u5316\uff1f<\/p>\n<p>Joseph Chen \u73fe\u4efb IF \u7406\u8ca1\u5546\u5b78\u9662\uff08FINQ Academy\uff09\u8ca0\u8cac\u4eba\uff0c\u9577\u671f\u89c0\u5bdf\u5c08\u696d\u80fd\u529b\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u7684\u8fa8\u8b58\u8207\u4fe1\u4efb\u6a5f\u5236\u8b8a\u5316\uff0c\u4e26\u63d0\u51fa\u300c<a href=\"https:\/\/if-intl.com\/digital-trust-capital-cn\/\" target=\"_blank\" rel=\"noopener\">\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c<\/a>\uff08<a href=\"https:\/\/if-intl.com\/digital-trust-capital-en\/\" target=\"_blank\" rel=\"noopener\">Digital Trust Capital, DTC<\/a>\uff09\u300d\u4f5c\u70ba\u5236\u5ea6\u5c64\u6b21\u7684\u6cbb\u7406\u601d\u8003\u3002<\/p>\n<p><strong><a href=\"https:\/\/if-intl.com\/%E9%99%B3%E7%B4%80%E8%B1%AA-joseph\/\" target=\"_blank\" rel=\"noopener\">\u4f5c\u8005\uff5c\u9673\u7d00\u8c6a Joseph<\/a><\/strong><br \/>\n<strong><a href=\"https:\/\/if-intl.com\/\" target=\"_blank\" rel=\"noopener\">IF \u7406\u8ca1\u5546\u5b78\u9662<\/a>\uff5cFINQ Academy \u7e3d\u7d93\u7406<\/strong><\/p>\n<h3><strong>\u524d\u8a00\uff5c\u80fd\u529b\u53ef\u4ee5\u5b8c\u6210\u5224\u65b7\uff0c\u4f46\u8ab0\u8ca0\u8cac\u5ef6\u7e8c\u4fe1\u4efb\uff1f<\/strong><\/h3>\n<p>\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u89e3\u91cb\u7684\u662f\u300c\u4eba\u5982\u4f55\u505a\u6c7a\u7b56\u300d\uff0cCFP\u00ae \u5236\u5ea6\u78ba\u4fdd\u7684\u662f\u300c\u5c08\u696d\u80fd\u529b\u5982\u4f55\u88ab\u57f9\u990a\u300d\u3002<\/p>\n<p>\u7136\u800c\u5728\u6578\u4f4d\u6642\u4ee3\uff0c\u5c08\u696d\u5be6\u8e10\u51fa\u73fe\u4e00\u500b\u65b0\u7684\u65b7\u5c64\uff1a\u5373\u4f7f\u5224\u65b7\u662f\u6b63\u78ba\u7684\uff0c\u5373\u4f7f\u80fd\u529b\u662f\u5408\u683c\u7684\uff0c\u5c08\u696d\u662f\u5426\u80fd\u5728\u6642\u9593\u63a8\u79fb\u5f8c\uff0c\u4ecd\u7136\u88ab\u8fa8\u8b58\u3001\u88ab\u78ba\u8a8d\u3001\u88ab\u5ef6\u7e8c\uff1f\u80fd\u529b\u5236\u5ea6\u89e3\u6c7a\u7684\u662f\u300c\u7576\u4e0b\u662f\u5426\u5c08\u696d\u300d\uff1b\u4f46\u6578\u4f4d\u74b0\u5883\u63d0\u51fa\u7684\u554f\u984c\u662f\uff1a\u5c08\u696d\u80fd\u5426\u88ab\u672a\u4f86\u7406\u89e3\uff1f<\/p>\n<p>\u9019\u500b\u554f\u984c\uff0c\u9010\u6f38\u8d85\u51fa\u5fc3\u7406\u5b78\u8207\u80fd\u529b\u5236\u5ea6\u672c\u8eab\u7684\u7bc4\u570d\u3002<\/p>\n<h3><strong>\u4e00\u3001\u7576\u5c08\u696d\u5b8c\u6210\u5f8c\uff0c\u771f\u6b63\u7684\u98a8\u96aa\u624d\u958b\u59cb<\/strong><\/h3>\n<p>\u8a2d\u60f3\u4e00\u500b\u5834\u666f\u2026\u4e00\u4f4d\u4f01\u696d\u4e3b\u8207 CFP\u00ae \u9867\u554f\u5b8c\u6210\u5b8c\u6574\u898f\u5283\uff0c\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u5bb6\u65cf\u8cc7\u7522\u914d\u7f6e<\/li>\n<li>\u4fe1\u8a17\u67b6\u69cb<\/li>\n<li>\u63a5\u73ed\u5b89\u6392<\/li>\n<li>\u98a8\u96aa\u79fb\u8f49\u6a5f\u5236<\/li>\n<\/ul>\n<p>\u7576\u4e0b\u5224\u65b7\u6210\u719f\u3001\u6587\u4ef6\u9f4a\u5099\u3002\u4f46\u5341\u5e74\u5f8c\uff0c\u60c5\u6cc1\u6539\u8b8a\uff1a<\/p>\n<ul>\n<li>\u9867\u554f\u5df2\u66f4\u66ff<\/li>\n<li>\u4e8c\u4ee3\u672a\u53c3\u8207\u7576\u5e74\u8a0e\u8ad6<\/li>\n<li>\u5bb6\u65cf\u6210\u54e1\u5c0d\u7576\u521d\u5224\u65b7\u80cc\u666f\u7406\u89e3\u6709\u9650<\/li>\n<li>\u6578\u4f4d\u8cc7\u8a0a\u6df7\u96dc\uff0c\u5c08\u696d\u8072\u97f3\u88ab\u6df9\u6c92<\/li>\n<\/ul>\n<p>\u6b64\u6642\u554f\u984c\u4e0d\u518d\u662f\u300c\u7576\u5e74\u898f\u5283\u662f\u5426\u5c08\u696d\u300d\uff0c\u800c\u662f\uff1a\u7576\u5e74\u5c08\u696d\u7684\u8108\u7d61\u662f\u5426\u9084\u80fd\u88ab\u78ba\u8a8d\uff1f\u5982\u679c\u5c08\u696d\u50c5\u5b58\u5728\u65bc\u6587\u4ef6\u6216\u4e00\u6b21\u6703\u8b70\uff0c\u800c\u6c92\u6709<strong data-start=\"260\" data-end=\"286\">\u53ef\u88ab\u8ffd\u6eaf\u3001\u53ef\u88ab\u7406\u89e3\u3001\u4e26\u53ef\u88ab\u53cd\u8986\u9a57\u8b49\u7684\u4fe1\u4efb\u8ecc\u8de1<\/strong>\uff0c\u4fe1\u4efb\u4fbf\u6703\u9010\u6b65\u8017\u640d\u3002\u9019\u4e26\u975e\u80fd\u529b\u4e0d\u8db3\uff0c\u800c\u662f\u5236\u5ea6\u5c64\u6b21\u7684\u7f3a\u53e3\u3002<\/p>\n<h3><strong>\u4e8c\u3001\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u5b8c\u6210\u7684\u662f\u300c\u6c7a\u7b56\u7406\u89e3\u300d<\/strong><\/h3>\n<p>\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u8655\u7406\u7684\u662f\uff1a<\/p>\n<ul>\n<li>\u504f\u8aa4\u5982\u4f55\u7522\u751f<\/li>\n<li>\u58d3\u529b\u5982\u4f55\u5f71\u97ff\u9078\u64c7<\/li>\n<li>\u5371\u6a5f\u5982\u4f55\u6539\u8b8a\u5224\u65b7<\/li>\n<li>\u5c08\u696d\u5982\u4f55\u5354\u52a9\u63d0\u5347\u6c7a\u7b56\u54c1\u8cea<\/li>\n<\/ul>\n<p>\u5b83\u8b93\u6211\u5011\u7406\u89e3\u7684\u662f\uff1a<\/p>\n<ul>\n<li>\u4eba\u70ba\u4f55\u5728\u5e02\u5834\u6ce2\u52d5\u4e2d\u7126\u616e\uff1f<br \/>\n\u70ba\u4f55\u5728\u91cd\u5927\u4e8b\u4ef6\u4e2d\u5931\u5e8f\uff1f<br \/>\n\u70ba\u4f55\u9700\u8981\u5c08\u696d\u5354\u52a9\uff1f<\/li>\n<\/ul>\n<p>\u9019\u662f\u4e00\u5957\u95dc\u65bc\u300c\u6c7a\u7b56\u54c1\u8cea\u300d\u7684\u5236\u5ea6\u8a9e\u8a00\u3002\u4f46\u5b83\u4e26\u672a\u8655\u7406\u53e6\u4e00\u500b\u554f\u984c\uff1a\u5c08\u696d\u5224\u65b7\u5982\u4f55\u5728\u6642\u9593\u4e2d\u88ab\u4fdd\u5b58\uff1f\u5fc3\u7406\u5b78\u89e3\u91cb\u6c7a\u7b56\uff0c\u537b\u4e0d\u8ca0\u8cac\u4fdd\u7ba1\u4fe1\u4efb\u3002<\/p>\n<h3><strong>\u4e09\u3001DTC \u7684\u51fa\u73fe\uff1a\u7576\u4fe1\u4efb\u9700\u8981\u88ab\u5236\u5ea6\u5316<\/strong><\/h3>\n<p><a href=\"https:\/\/if-intl.com\/digital-trust-capital-cn\/\" target=\"_blank\" rel=\"noopener\">\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c<\/a>\uff08<a href=\"https:\/\/if-intl.com\/digital-trust-capital-en\/\" target=\"_blank\" rel=\"noopener\">DTC<\/a>\uff09\u4e0d\u662f\u65b0\u7684\u80fd\u529b\u7406\u8ad6\uff0c\u800c\u662f\u4e00\u7a2e\u6cbb\u7406\u6846\u67b6\uff1b\u5b83\u8655\u7406\u7684\u662f\uff1a<\/p>\n<ul>\n<li>\u5c08\u696d\u8ecc\u8de1\u662f\u5426\u53ef\u88ab\u67e5\u6838<\/li>\n<li>\u5224\u65b7\u904e\u7a0b\u662f\u5426\u53ef\u88ab\u7406\u89e3<\/li>\n<li>\u77e5\u8b58\u7d2f\u7a4d\u662f\u5426\u53ef\u88ab\u8ffd\u6eaf<\/li>\n<li>\u4fe1\u4efb\u662f\u5426\u5177\u5099\u6642\u9593\u50f9\u503c<\/li>\n<\/ul>\n<p>\u5728\u50b3\u7d71\u74b0\u5883\u4e2d\uff0c\u4fe1\u4efb\u4f86\u81ea\u53e3\u7891\u8207\u95dc\u4fc2\uff1b\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\uff0c\u4fe1\u4efb\u4f86\u81ea\u300c\u53ef\u88ab\u8fa8\u8b58\u7684\u7d00\u9304\u300d\u3002\u4f46\u82e5\u5c08\u696d\u6301\u7e8c\u88ab\u516c\u958b\u8a18\u9304\u3001\u53cd\u8986\u9a57\u8b49\u3001\u4e26\u5728\u4e0d\u540c\u5e73\u53f0\u4e2d\u7559\u4e0b\u53ef\u67e5\u8b49\u75d5\u8de1\uff0c\u90a3\u9ebc\u4fe1\u4efb\u4fbf\u958b\u59cb\u7d2f\u7a4d\uff1b\u9019\u662f\u80fd\u529b\u5236\u5ea6\u4e4b\u5916\u7684\u53e6\u4e00\u5c64\u4fe1\u4efb\u5236\u5ea6\u3002<\/p>\n<p>\u53cd\u4e4b\uff0c\u82e5\u5c08\u696d\u7121\u6cd5\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u7559\u4e0b\u53ef\u6301\u7e8c\u9a57\u8b49\u7684\u8ecc\u8de1\uff0c\u5b83\u5c07\u9010\u6b65\u88ab\u6f14\u7b97\u6cd5\u908a\u7de3\u5316\uff1b\u80fd\u529b\u4ecd\u7136\u5b58\u5728\uff0c\u4f46\u4fe1\u4efb\u4e0d\u518d\u53ef\u898b\u3002<\/p>\n<h3><strong>\u56db\u3001\u80fd\u529b\u5236\u5ea6\u8207\u6cbb\u7406\u5236\u5ea6\uff1a\u5169\u689d\u5e73\u884c\u652f\u6490\u7684\u5236\u5ea6\u8ef8\u7dda<\/strong><\/h3>\n<p>\u82e5\u5c07 CFP\u00ae \u6240\u4ee3\u8868\u7684\u5c08\u696d\u9ad4\u7cfb\uff0c\u8207\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09\u6240\u63d0\u51fa\u7684\u6cbb\u7406\u601d\u7dad\u4e26\u7f6e\uff0c\u6211\u5011\u6703\u767c\u73fe\uff0c\u5b83\u5011\u8655\u7406\u7684\u4e26\u4e0d\u662f\u540c\u4e00\u500b\u554f\u984c\uff0c\u800c\u662f\u4e0d\u540c\u5c64\u6b21\u7684\u5236\u5ea6\u4efb\u52d9\u3002<\/p>\n<p>CFP\u00ae \u5c6c\u65bc\u80fd\u529b\u5236\u5ea6\u3002\u5b83\u95dc\u6ce8\u7684\u662f\uff1a\u5728\u8907\u96dc\u60c5\u5883\u4e2d\uff0c\u5c08\u696d\u4eba\u54e1\u662f\u5426\u5177\u5099\u8db3\u5920\u7684\u77e5\u8b58\u3001\u502b\u7406\u8207\u5224\u65b7\u529b\uff0c\u5354\u52a9\u5ba2\u6236\u505a\u51fa\u9ad8\u54c1\u8cea\u6c7a\u7b56\u3002\u5b83\u89e3\u6c7a\u7684\u662f\u300c\u7576\u4e0b\u662f\u5426\u6b63\u78ba\u300d\u7684\u554f\u984c\u3002<\/p>\n<p>DTC \u5c6c\u65bc\u6cbb\u7406\u5236\u5ea6\u3002\u5b83\u8655\u7406\u7684\u662f\u53e6\u4e00\u500b\u66f4\u9577\u671f\u3001\u537b\u66f4\u5c11\u88ab\u6b63\u9762\u8a0e\u8ad6\u7684\u554f\u984c\uff1a\u7576\u5c08\u696d\u5224\u65b7\u5b8c\u6210\u4e4b\u5f8c\uff0c\u9019\u4e9b\u5224\u65b7\u662f\u5426\u80fd\u5728\u6642\u9593\u63a8\u79fb\u3001\u89d2\u8272\u66f4\u66ff\u8207\u8cc7\u8a0a\u6d41\u52d5\u4e4b\u4e2d\uff0c\u4ecd\u7136\u88ab\u8fa8\u8b58\u3001\u88ab\u9a57\u8b49\u8207\u88ab\u5ef6\u7e8c\u3002<\/p>\n<p>\u80fd\u529b\u5236\u5ea6\u78ba\u4fdd\u5224\u65b7\u54c1\u8cea\uff1b\u6cbb\u7406\u5236\u5ea6\u78ba\u4fdd\u5224\u65b7\u5b58\u7e8c\u3002\u524d\u8005\u56de\u7b54\u7684\u662f\uff1a\u4f60\u662f\u5426\u5177\u5099\u5c08\u696d\u80fd\u529b\uff1f\u5f8c\u8005\u56de\u7b54\u7684\u662f\uff1a\u4f60\u7684\u5c08\u696d\uff0c\u662f\u5426\u80fd\u5728\u672a\u4f86\u4ecd\u7136\u88ab\u4fe1\u4efb\uff1f\u5169\u8005\u4e0d\u662f\u4e0a\u4e0b\u4f4d\uff0c\u4e5f\u4e0d\u662f\u66ff\u4ee3\u95dc\u4fc2\uff0c\u800c\u662f\u5e73\u884c\u652f\u6490\u3002\u6c92\u6709\u80fd\u529b\uff0c\u4fe1\u4efb\u7121\u5f9e\u5efa\u7acb\uff1b\u4f46\u82e5\u7f3a\u4e4f\u6cbb\u7406\uff0c\u518d\u6210\u719f\u7684\u5c08\u696d\uff0c\u4e5f\u53ef\u80fd\u5728\u6642\u9593\u8207\u6578\u4f4d\u74b0\u5883\u7684\u6c96\u5237\u4e0b\u9010\u6f38\u5931\u53bb\u8fa8\u8b58\u5ea6\u3002<\/p>\n<p>\u5728\u6578\u4f4d\u6642\u4ee3\uff0c\u5c08\u696d\u4e0d\u518d\u53ea\u5b58\u5728\u65bc\u4e00\u6b21\u6703\u8b70\u6216\u4e00\u4efd\u6587\u4ef6\u4e4b\u4e2d\u3002\u82e5\u7f3a\u4e4f\u53ef\u88ab\u8ffd\u6eaf\u8207\u7d2f\u7a4d\u7684\u4fe1\u4efb\u7d50\u69cb\uff0c\u5c08\u696d\u5224\u65b7\u5c31\u53ea\u80fd\u505c\u7559\u5728\u300c\u66fe\u7d93\u767c\u751f\u904e\u300d\uff0c\u800c\u7121\u6cd5\u6210\u70ba\u300c\u6301\u7e8c\u88ab\u9a57\u8b49\u300d\u3002\u9019\u6b63\u662f DTC \u5728\u6578\u4f4d\u6642\u4ee3\u6210\u70ba\u4e0d\u53ef\u6216\u7f3a\u6cbb\u7406\u6a5f\u5236\u7684\u5236\u5ea6\u7406\u7531\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u6211\u5011\u53ef\u4ee5\u5c07\u5169\u8005\u7684\u5236\u5ea6\u5dee\u7570\u6574\u7406\u5982\u4e0b\uff1a<\/p>\n<table width=\"571\">\n<thead>\n<tr>\n<td><strong>\u9762\u5411<\/strong><\/td>\n<td><strong>CFP \u80fd\u529b\u5236\u5ea6<\/strong><\/td>\n<td><strong>DTC \u6cbb\u7406\u5236\u5ea6<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6838\u5fc3\u4efb\u52d9<\/td>\n<td>\u5354\u52a9\u7576\u4e0b\u505a\u51fa\u9ad8\u54c1\u8cea\u6c7a\u7b56<\/td>\n<td>\u78ba\u4fdd\u5c08\u696d\u5224\u65b7\u80fd\u88ab\u9577\u671f\u9a57\u8b49<\/td>\n<\/tr>\n<tr>\n<td>\u6642\u9593\u7dad\u5ea6<\/td>\n<td>\u7576\u4e0b\u60c5\u5883\u8207\u672a\u4f86\u898f\u5283<\/td>\n<td>\u8de8\u6642\u9593\/\u4e16\u4ee3\u5ef6\u7e8c<\/td>\n<\/tr>\n<tr>\n<td>\u4fe1\u4efb\u4f86\u6e90<\/td>\n<td>\u5c08\u696d\u80fd\u529b<\/td>\n<td>\u53ef\u9a57\u8b49\u7d00\u9304\u8207\u6578\u4f4d\u7d2f\u7a4d<\/td>\n<\/tr>\n<tr>\n<td>\u98a8\u96aa\u9ede<\/td>\n<td>\u5224\u65b7\u5931\u8aa4<\/td>\n<td>\u4fe1\u4efb\u65b7\u5c64<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>\u4e94\u3001\u70ba\u4f55\u9019\u5728\u6578\u4f4d\u6642\u4ee3\u8b8a\u5f97\u4e0d\u53ef\u6216\u7f3a\uff1f<\/strong><\/h3>\n<p>\u5728\u8cc7\u8a0a\u904e\u8f09\u7684\u74b0\u5883\u4e2d\uff1a<\/p>\n<ul>\n<li>\u641c\u5c0b\u5f15\u64ce\u512a\u5148\u5448\u73fe\u53ef\u8fa8\u8b58\u5be6\u9ad4<\/li>\n<li>AI \u5f15\u7528\u5177\u8a9e\u610f\u7a69\u5b9a\u6027\u7684\u4f86\u6e90<\/li>\n<li>\u4f7f\u7528\u8005\u50be\u5411\u4f9d\u8cf4\u53ef\u67e5\u6838\u7d00\u9304<\/li>\n<\/ul>\n<p>\u5982\u679c\u5c08\u696d\u6c92\u6709\u7559\u4e0b<strong data-start=\"609\" data-end=\"627\">\u53ef\u8fa8\u8b58\u4e14\u53ef\u9a57\u8b49\u7684\u6578\u4f4d\u4fe1\u4efb\u75d5\u8de1<\/strong>\uff0c\u5b83\u5c07\u5728\u6578\u4f4d\u6d2a\u6d41\u4e2d\u88ab\u6df9\u6c92\u3002\u7576\u5c08\u696d\u7121\u6cd5\u88ab\u8fa8\u8b58\uff0c\u5e02\u5834\u5c07\u7121\u6cd5\u5340\u5206\u6210\u719f\u5224\u65b7\u8207\u81e8\u5834\u610f\u898b\u3002<\/p>\n<p>DTC \u7684\u50f9\u503c\u5c31\u5728\u6b64\uff1a\u5b83\u4e0d\u662f\u589e\u52a0\u80fd\u529b\uff0c\u800c\u662f<strong data-start=\"442\" data-end=\"473\">\u907f\u514d\u65e2\u6709\u80fd\u529b\u5728\u6578\u4f4d\u6642\u4ee3\u88ab\u6f14\u7b97\u6cd5\u5ffd\u7565\uff0c\u751a\u81f3\u88ab\u8996\u70ba\u4e0d\u5b58\u5728\u3002<\/strong>\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u5b8c\u6210\u7684\u662f\u300c\u6c7a\u7b56\u7406\u89e3\u300d\uff1bDTC \u88dc\u8db3\u7684\u662f\u300c\u4fe1\u4efb\u5ef6\u7e8c\u300d\u3002<\/p>\n<p>\u5169\u689d\u8ef8\u7dda\u540c\u6642\u6210\u7acb\uff0c\u5c08\u696d\u624d\u771f\u6b63\u5b8c\u6574\u3002<\/p>\n<h3><strong>\u516d\u3001\u5f9e\u6c7a\u7b56\u7406\u89e3\u8d70\u5411\u4fe1\u4efb\u5ef6\u7e8c<\/strong><\/h3>\n<p>\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u8b93\u6211\u5011\u77e5\u9053\uff1a\u5c08\u696d\u5224\u65b7\u5982\u4f55\u5354\u52a9\u5ba2\u6236\u8de8\u8d8a\u5371\u6a5f\u3002\u4f46\u5728\u9ad8\u5ea6\u6578\u4f4d\u5316\u7684\u74b0\u5883\u4e2d\uff0c\u4e0b\u4e00\u5c64\u554f\u984c\u81ea\u7136\u6d6e\u73fe\uff1a<\/p>\n<p>\u5c08\u696d\u5982\u4f55\u5728\u6642\u9593\u4e2d\u88ab\u4fdd\u5b58\uff1f<br \/>\n\u5982\u4f55\u5728\u4e16\u4ee3\u4ea4\u66ff\u6642\u4ecd\u7136\u6e05\u6670\uff1f<br \/>\n\u5982\u4f55\u5728\u9867\u554f\u66f4\u66ff\u5f8c\u4ecd\u7136\u6210\u7acb\uff1f<\/p>\n<p>\u9019\u4e9b\u554f\u984c\uff0c\u5df2\u4e0d\u53ea\u662f\u5fc3\u7406\u5b78\u5c64\u6b21\u3002\u5b83\u5011\u6307\u5411\u6cbb\u7406\u3002<\/p>\n<p>\u4e5f\u56e0\u6b64\uff0c\u5728\u5f8c\u7e8c\u8a0e\u8ad6\u4e2d\uff0c\u6211\u5011\u6216\u8a31\u9700\u8981\u5206\u5225\u5f9e\u5169\u500b\u89d2\u5ea6\u9032\u4e00\u6b65\u63a2\u8a0e\uff1a<\/p>\n<ul>\n<li><strong>\u9700\u6c42\u8005\u5982\u4f55\u8fa8\u8b58\u503c\u5f97\u4fe1\u4efb\u7684\u5c08\u696d<\/strong>\uff1f<\/li>\n<li><strong>\u5c08\u696d\u8005\u5982\u4f55\u5efa\u69cb\u53ef\u88ab\u9a57\u8b49\u7684\u4fe1\u4efb\u8ecc\u8de1<\/strong>\uff1f<\/li>\n<\/ul>\n<p>\u7576\u80fd\u529b\u8207\u6cbb\u7406\u540c\u6642\u5b58\u5728\uff0c\u5c08\u696d\u624d\u771f\u6b63\u5b8c\u6210\u9589\u74b0\u3002<\/p>\n<h3><strong>\u4e03\u3001\u7d50\u8a9e\uff5c\u5fc3\u7406\u5b78\u89e3\u91cb\u6c7a\u7b56\uff0c\u6cbb\u7406\u4fdd\u5b58\u4fe1\u4efb<\/strong><\/h3>\n<p>\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u8b93\u6211\u5011\u7406\u89e3\uff1a\u4eba\u5982\u4f55\u5728\u4e0d\u78ba\u5b9a\u4e2d\u505a\u51fa\u66f4\u597d\u7684\u9078\u64c7\u3002DTC\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\u5247\u56de\u61c9\u53e6\u4e00\u500b\u554f\u984c\uff1a\u9019\u4e9b\u9078\u64c7\u662f\u5426\u80fd\u5728\u6642\u9593\u4e2d\u88ab\u78ba\u8a8d\uff1f<\/p>\n<p>\u5728\u80fd\u529b\u5236\u5ea6\u4e4b\u4e0a\uff0c\u4fe1\u4efb\u82e5\u7121\u6cd5\u88ab\u4fdd\u5b58\uff0c\u5c08\u696d\u4fbf\u96e3\u4ee5\u7d2f\u7a4d\u3002\u7576\u5169\u689d\u5236\u5ea6\u8ef8\u7dda\u958b\u59cb\u4ea4\u6703\uff0c\u5c08\u696d\u4e0d\u50c5\u80fd\u5b8c\u6210\u5224\u65b7\uff0c\u4e5f\u80fd\u5728\u6578\u4f4d\u6642\u4ee3\u88ab\u6301\u7e8c\u8fa8\u8b58\u3002<\/p>\n<p>\u5728\u6f14\u7b97\u6cd5\u4e3b\u5c0e\u8cc7\u8a0a\u6392\u5e8f\u7684\u6642\u4ee3\uff0c\u82e5\u4fe1\u4efb\u7121\u6cd5\u88ab\u7d50\u69cb\u5316\uff0c\u5b83\u5c07\u88ab\u66f4\u5177\u6578\u4f4d\u53ef\u898b\u5ea6\u7684\u8072\u97f3\u53d6\u4ee3\u3002<br data-start=\"640\" data-end=\"643\">\u5c08\u696d\u4e0d\u6703\u6d88\u5931\uff0c<strong data-start=\"879\" data-end=\"909\">\u4f46\u5728\u6578\u4f4d\u79e9\u5e8f\u4e2d\uff0c\u82e5\u7121\u6cbb\u7406\uff0c\u5b83\u5c07\u88ab\u6392\u5e8f\u5230\u770b\u4e0d\u898b\u7684\u4f4d\u7f6e\u3002<br \/>\n<\/strong><\/p>\n<p>\u9019\u6216\u8a31\uff0c\u662f\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\u5728\u7576\u4ee3\u8a9e\u5883\u4e2d\u7684\u81ea\u7136\u5ef6\u4f38\u3002<\/p>\n<h3>\u516b\u3001\u5ef6\u4f38\u95b1\u8b80\uff08\u7cfb\u5217\u7d22\u5f15\uff09<\/h3>\n<ul>\n<li><a href=\"https:\/\/if-intl.com\/the-psychology-of-financial-planning-money-conflict-client-decision-making\/\">\u592b\u59bb\u70ba\u4ec0\u9ebc\u7e3d\u5728\u7406\u8ca1\u4e0a\u5435\u67b6\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP1<\/a><\/li>\n<li><a href=\"https:\/\/if-intl.com\/the-psychology-of-financial-planning-investment-anxiety-client-decision-making\/\">\u6295\u8cc7\u6c92\u6709\u8667\u9322\uff0c\u70ba\u4ec0\u9ebc\u9084\u662f\u7761\u4e0d\u597d\uff1f | \u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP2<\/a><\/li>\n<li><a href=\"https:\/\/if-intl.com\/the-psychology-of-financial-planning-retirement-crisis-events-decision-making\/\">\u9000\u4f11\u771f\u6b63\u8b93\u4eba\u7126\u616e\u7684\uff0c\u5f80\u5f80\u4e0d\u662f\u9322\u4e0d\u5920\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP3<\/a><\/li>\n<li><a href=\"https:\/\/if-intl.com\/psychology-of-financial-planning-effective-communication-behavioral-biases-action-gap\/\">\u70ba\u4ec0\u9ebc\u807d\u904e\u5f88\u591a\u7406\u8ca1\u5efa\u8b70\uff0c\u537b\u4e00\u500b\u90fd\u505a\u4e0d\u5230\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP4<\/a><\/li>\n<li><a href=\"https:\/\/if-intl.com\/psychology-of-financial-planning-professional-judgment\/\">\u53ea\u807d\u300c\u5831\u540d\u724c\u300d\u5920\u55ce\uff1f\u5e02\u5834\u9707\u76ea\u4e0b\uff0c\u5c08\u696d\u5224\u65b7\u70ba\u4f55\u5bb9\u6613\u5931\u771f | \u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP5<\/a><\/li>\n<li><u><a href=\"https:\/\/if-intl.com\/the-psychology-of-financial-planning-dual-income-cash-flow-professional-judgment-effective-communication\/\">\u96d9\u85aa\u5bb6\u5ead\u70ba\u4f55\u9084\u662f\u5598\u4e0d\u904e\u6c23\uff1f\u53ea\u770b\u6578\u5b57\u624d\u662f\u6700\u5927\u7684\u76f2\u9ede\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP6<\/a><\/u><\/li>\n<li>\u4eba\u751f\u9047\u5230\u56f0\u5883\u6642\uff0c\u4ec0\u9ebc\u80fd\u6210\u70ba\u771f\u6b63\u7684\u652f\u67f1\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP7<\/li>\n<\/ul>\n<p>\u6b64\u7bc7\u6587\u7ae0\u6700\u958b\u59cb\u51fa\u8655\u70ba: <a href=\"https:\/\/more-news.tw\/528390\/\">\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09\uff1a\u7406\u8ca1\u5c08\u696d\u5b8c\u6210\u5f8c\uff0c\u4fe1\u4efb\u5982\u4f55\u88ab\u5ef6\u7e8c\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP8<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u58a8\u65b0\u805e\uff5c\u8a18\u8005\u535e\u91d1\u5cf0\uff0f\u53f0\u5317\u5831\u5c0e &#8230;<\/p>\n","protected":false},"author":24,"featured_media":199219,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[48688],"tags":[],"class_list":["post-410590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-more-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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\u96d9\u85aa\u5bb6\u5ead\u70ba\u4f55\u9084\u662f\u5598\u4e0d\u904e\u6c23\uff1f\u53ea\u770b\u6578\u5b57\u624d\u662f\u6700\u5927\u7684\u76f2\u9ede\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP6 \u4eba\u751f\u9047\u5230\u56f0\u5883\u6642\uff0c\u4ec0\u9ebc\u80fd\u6210\u70ba\u771f\u6b63\u7684\u652f\u67f1\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP7 \u6b64\u7bc7\u6587\u7ae0\u6700\u958b\u59cb\u51fa\u8655\u70ba: \u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09\uff1a\u7406\u8ca1\u5c08\u696d\u5b8c\u6210\u5f8c\uff0c\u4fe1\u4efb\u5982\u4f55\u88ab\u5ef6\u7e8c\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP8\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pingtungtimes.com.tw\/?p=410590\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6578\u4f4d\u4fe1\u4efb\u8cc7\u672c\uff08DTC\uff09\uff1a\u7406\u8ca1\u5c08\u696d\u5b8c\u6210\u5f8c\uff0c\u4fe1\u4efb\u5982\u4f55\u88ab\u5ef6\u7e8c\uff1f\uff5c\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78 EP8 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\" \/>\n<meta property=\"og:description\" content=\"\u58a8\u65b0\u805e\uff5c\u8a18\u8005\u535e\u91d1\u5cf0\uff0f\u53f0\u5317\u5831\u5c0eCFP\u00ae \u5c08\u696d\u5224\u65b7\u5982\u4f55\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u88ab\u6301\u7e8c\u8fa8\u8b58\u8207\u7d2f\u7a4d \uff5cIF \u7406\u8ca1\u5546\u5b78\u9662\uff08FINQ Academy\uff09 \u7de8\u8005\u6309\uff1a \u672c\u7cfb\u5217\u6301\u7e8c\u63a2\u8a0e The Psychology of Financial Planning\uff08\u7406\u8ca1\u898f\u5283\u5fc3\u7406\u5b78\uff09\u5728 CFP\u00ae \u80fd\u529b\u5236\u5ea6\u4e2d\u7684\u89d2\u8272\uff0cEP8 \u63a2\u8a0e\u5982\u4f55\u5c07 CFP\u00ae 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