{"id":374642,"date":"2025-10-23T09:00:00","date_gmt":"2025-10-23T01:00:00","guid":{"rendered":"https:\/\/pingtungtimes.com.tw\/?p=374642"},"modified":"2025-10-23T09:00:00","modified_gmt":"2025-10-23T01:00:00","slug":"%e6%98%9f%e5%b1%95%e9%8a%80%e8%a1%8c%e6%a6%ae%e8%86%ba%e3%80%8c%e5%85%a8%e7%90%83%e6%9c%80%e4%bd%b3%e4%ba%ba%e5%b7%a5%e6%99%ba%e8%83%bd%e9%8a%80%e8%a1%8c%e3%80%8d%e6%ae%8a%e6%a6%ae","status":"publish","type":"post","link":"https:\/\/pingtungtimes.com.tw\/?p=374642","title":{"rendered":"\u661f\u5c55\u9280\u884c\u69ae\u81ba\u300c\u5168\u7403\u6700\u4f73\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\u6b8a\u69ae"},"content":{"rendered":"
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\u661f\u5c55\u9280\u884c\u69ae\u7372\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b<\/i>2025<\/i>\u5e74\u5ea6\u300c\u4eba\u5de5\u667a\u80fd\u91d1\u878d\u8207\u6578\u78bc\u9280\u884c\u5927\u734e\u300d\u4e4b\u6700\u9ad8\u734e\u9805\uff0c\u5f70\u986f\u672c\u884c\u5728\u6253\u9020\u300c\u6709\u6eab\u5ea6\u7684\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\u65b9\u9762\u53d6\u5f97\u5353\u8d8a\u6210\u5c31<\/i><\/p>\n

\u65b0\u52a0\u5761<\/span>2025\u5e7410\u670823\u65e5<\/span> \/\u7f8e\u901a\u793e\/ — \u661f\u5c55\u9280\u884c\uff08<\/b>DBS<\/b>\uff09<\/b>\u8fd1\u65e5\u5ba3\u5e03\uff0c\u672c\u884c\u5728\u9996\u5c46\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b\uff08Global Finance\uff092025\u5e74\u5ea6\u300c\u4eba\u5de5\u667a\u80fd\u91d1\u878d\u5927\u734e\u300d\uff08AI In Finance Awards 2025\uff09\u8a55\u9078\u4e2d\u69ae\u7372\u300c\u5168\u7403\u6700\u4f73\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\uff08World’s Best AI Bank\uff09\u6b8a\u69ae\uff0c\u5f70\u986f\u661f\u5c55\u9280\u884c\u5728\u6253\u9020\u300c\u6709\u6eab\u5ea6\u7684\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\u65b9\u9762\u53d6\u5f97\u5353\u8d8a\u6210\u5c31\u3002<\/p>\n

\n<\/p><\/div>\n

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\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b\u5275\u8fa6\u4eba\u517c\u7de8\u8f2f\u7e3d\u76e3<\/b>Joseph Giarraputo<\/span><\/b>\u8868\u793a\uff1a\u300c\u661f\u5c55\u9280\u884c\u6191\u85c9\u65e9\u671f\u5ee3\u6cdb\u7684\u4eba\u5de5\u667a\u80fd\u6a21\u578b\u90e8\u7f72\u3001\u7a4d\u6975\u7684\u6aa2\u6e2c\u6587\u5316\u3001\u6578\u64da\u9a45\u52d5\u578b\u7684\u512a\u79c0\u5718\u9ad4\u3001\u4ee5\u53ca\u5353\u8d8a\u7684\u57f7\u884c\u80fd\u529b\uff0c\u8b93\u5176\u5728\u4eba\u5de5\u667a\u80fd\u61c9\u7528\u8868\u73fe\u4e2d\u812b\u7a4e\u800c\u51fa\uff0c\u6210\u70ba\u696d\u754c\u9818\u5c0e\u8005\u3002\u661f\u5c55\u9280\u884c\u5df2\u5728\u8d85\u904e370\u591a\u500b\u61c9\u7528\u5834\u666f\u4e2d\u90e8\u7f72\u903e1,500\u500b\u4eba\u5de5\u667a\u80fd\u6a21\u578b\uff0c\u9810\u8a08\u52302025\u5e74\u5c07\u5275\u9020\u8d85\u904e10\u5104\u65b0\u52a0\u5761\u5143\u7684\u7d93\u6fdf\u6548\u76ca\u3002\u9019\u4e00\u627f\u8afe\u9084\u9ad4\u73fe\u5728\u5176\u5e74\u5ea6\u5831\u544a\u4e2d\u5c0d\u4eba\u5de5\u667a\u80fd\u50f9\u503c\u7684\u900f\u660e\u8861\u91cf\u4f30\u503c\u3001\u63a1\u7528PURE[1]<\/sup>\u6846\u67b6\u7684\u502b\u7406\u958b\u767c\u3001\u4ee5\u53ca\u70ba\u54e1\u5de5\u5236\u5b9a\u5168\u9762\u7684\u6280\u80fd\u57f9\u8a13\u548c\u63d0\u5347\uff0c\u52a9\u529b\u54e1\u5de5\u5c07\u4eba\u5de5\u667a\u80fd\u4f5c\u70ba\u589e\u6548\u5de5\u5177\u4e26\u52a0\u4ee5\u5229\u7528\u3002\u300d<\/p>\n

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2024\u5e74\uff0c\u54c8\u4f5b\u5546\u5b78\u9662\uff08Harvard Business School\uff09\u5c07\u661f\u5c55\u9280\u884c\u7684\u4eba\u5de5\u667a\u80fd\u6230\u7565\u7de8\u5165\u6848\u4f8b\u7814\u7a76\uff0c\u9019\u662f\u9996\u4efd\u91dd\u5c0d\u4e9e\u6d32\u9280\u884c\u7684\u76f8\u95dc\u7814\u7a76\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u6b64\u8655<\/a>\u3002<\/p>\n

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\u9664\u4e86\u4e0a\u8ff0\u69ae\u8b7d\u4e4b\u5916\uff0c\u661f\u5c55\u9280\u884c\u9084\u5728\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b2025\u5e74\u6578\u78bc\u9280\u884c\u5927\u734e\u4e2d\u65ac\u7372\u4e09\u9805\u5168\u7403\u6027\u5927\u734e\u3002\u672c\u884c\u9023\u7e8c\u7b2c\u4e8c\u5e74\u69ae\u81ba\u300c\u5168\u7403\u6700\u4f73\u4f01\u696d\/\u6a5f\u69cb\u6578\u78bc\u9280\u884c\u300d\uff08Best Corporate\/Institutional Digital Bank\uff09\uff0c\u4e26\u7372\u5f97\u5169\u500b\u5168\u7403\u5b50\u985e\u5225\u734e\u9805\u2014\u300c\u6700\u4f73\u6578\u78bc\u652f\u4ed8\u6230\u7565\u300d\uff08Best Digital Payments Strategy\uff09\u548c\u300c\u6700\u4f73\u958b\u653e\u9280\u884c\u61c9\u7528\u7a0b\u5f0f\u8a2d\u8a08\u4ecb\u9762\u300d\uff08Best Open Banking APIs\uff09\uff0c\u9ad4\u73fe\u661f\u5c55\u9280\u884c\u5c0d\u5275\u65b0\u6578\u78bc\u89e3\u6c7a\u65b9\u6848\u7684\u8ffd\u6c42\uff0c\u4ee5\u53ca\u5728\u69cb\u5efa\u5f37\u5927\u6578\u78bc\u751f\u614b\u7cfb\u7d71\u7684\u6c7a\u5fc3\u3002<\/p>\n

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[1]<\/sup> PURE\u6846\u67b6\u4f7f\u7528\u539f\u5247\uff1aP\uff08\u76ee\u7684\u5408\u7406\u6027\uff09\u3001U\uff08\u8cc7\u6599\u5408\u898f\uff09\u3001R\uff08\u502b\u7406\u9053\u5fb7\uff09\u3001E\uff08\u53ef\u89e3\u6027\uff09\u3002<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n

\u00a0<\/p>\n

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\u9664\u4e86\u4e0a\u8ff0\u69ae\u8b7d\u4e4b\u5916\uff0c\u661f\u5c55\u9280\u884c\u9084\u5728\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b2025\u5e74\u6578\u78bc\u9280\u884c\u5927\u734e\u4e2d\u65ac\u7372\u4e09\u9805\u5168\u7403\u6027\u5927\u734e\u3002\u672c\u884c\u9023\u7e8c\u7b2c\u4e8c\u5e74\u69ae\u81ba\u300c\u5168\u7403\u6700\u4f73\u4f01\u696d\/\u6a5f\u69cb\u6578\u78bc\u9280\u884c\u300d\uff08Best Corporate\/Institutional Digital Bank\uff09\uff0c\u4e26\u7372\u5f97\u5169\u500b\u5168\u7403\u5b50\u985e\u5225\u734e\u9805\u2014\u300c\u6700\u4f73\u6578\u78bc\u652f\u4ed8\u6230\u7565\u300d\uff08Best Digital Payments Strategy\uff09\u548c\u300c\u6700\u4f73\u958b\u653e\u9280\u884c\u61c9\u7528\u7a0b\u5f0f\u8a2d\u8a08\u4ecb\u9762\u300d\uff08Best Open Banking APIs\uff09\uff0c\u9ad4\u73fe\u661f\u5c55\u9280\u884c\u5c0d\u5275\u65b0\u6578\u78bc\u89e3\u6c7a\u65b9\u6848\u7684\u8ffd\u6c42\uff0c\u4ee5\u53ca\u5728\u69cb\u5efa\u5f37\u5927\u6578\u78bc\u751f\u614b\u7cfb\u7d71\u7684\u6c7a\u5fc3\u3002 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content=\"\u661f\u5c55\u9280\u884c\u69ae\u7372\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b2025\u5e74\u5ea6\u300c\u4eba\u5de5\u667a\u80fd\u91d1\u878d\u8207\u6578\u78bc\u9280\u884c\u5927\u734e\u300d\u4e4b\u6700\u9ad8\u734e\u9805\uff0c\u5f70\u986f\u672c\u884c\u5728\u6253\u9020\u300c\u6709\u6eab\u5ea6\u7684\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\u65b9\u9762\u53d6\u5f97\u5353\u8d8a\u6210\u5c31 \u65b0\u52a0\u57612025\u5e7410\u670823\u65e5 \/\u7f8e\u901a\u793e\/ -- \u661f\u5c55\u9280\u884c\uff08DBS\uff09\u8fd1\u65e5\u5ba3\u5e03\uff0c\u672c\u884c\u5728\u9996\u5c46\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b\uff08Global Finance\uff092025\u5e74\u5ea6\u300c\u4eba\u5de5\u667a\u80fd\u91d1\u878d\u5927\u734e\u300d\uff08AI In Finance Awards 2025\uff09\u8a55\u9078\u4e2d\u69ae\u7372\u300c\u5168\u7403\u6700\u4f73\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\uff08World's Best AI Bank\uff09\u6b8a\u69ae\uff0c\u5f70\u986f\u661f\u5c55\u9280\u884c\u5728\u6253\u9020\u300c\u6709\u6eab\u5ea6\u7684\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\u65b9\u9762\u53d6\u5f97\u5353\u8d8a\u6210\u5c31\u3002 \u69ae\u7372\u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b\u6700\u9ad8\u4eba\u5de5\u667a\u80fd\u734e\u9805\uff0c\u65e2\u80af\u5b9a\u661f\u5c55\u9280\u884c\u5728\u4eba\u5de5\u667a\u80fd\u4e4b\u8ca0\u8cac\u4efb\u61c9\u7528\u8207\u6578\u78bc\u5275\u65b0\u3001\u91cd\u5851\u9280\u884c\u696d\u52d9\u7684\u9818\u5c0e\u5730\u4f4d\uff0c\u4ea6\u9ad4\u73fe\u4e86\u672c\u884c\u79c9\u6301\u540c\u7406\u5fc3\u7406\u5ff5\u7684\u5805\u5b9a\u627f\u8afe\u3002\u8a72\u734e\u9805\u53cd\u6620\u672c\u884c\u901a\u904e\u6230\u7565\u6027\u6574\u5408\u4eba\u5de5\u667a\u80fd\u6280\u8853\u65bc\u696d\u52d9\u4e4b\u4e2d\uff0c\u63d0\u4f9b\u524d\u6cbf\u4e14\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3\u7684\u89e3\u6c7a\u65b9\u6848\u3002 \u6b64\u5916\uff0c\u661f\u5c55\u9280\u884c\u6191\u85c9\u5176\u5728\u4eba\u5de5\u667a\u80fd\u7684\u90e8\u7f72\uff0c\u69ae\u7372\u5169\u9805\u5168\u7403\u6027\u734e\u9805\uff0c\u5305\u62ec\u300c\u6700\u4f73\u4f01\u696d\/\u6a5f\u69cb\u4eba\u5de5\u667a\u80fd\u9280\u884c\u300d\uff08Best Corporate\/Institutional AI Bank\uff09\u3001\u4ee5\u53ca\u65bc\u300c\u6d88\u8cbb\u985e\u5225\u4eba\u5de5\u667a\u80fd\u9280\u884c\u5168\u7403\u5b50\u985e\u5225\u300d\u7684\u300c\u6700\u4f73\u5ba2\u6236\u9ad4\u9a57\u63d0\u5347\u5927\u734e\u300d\uff08Best Enhanced Customer Experience\uff09\u3002 \u300a\u74b0\u7403\u91d1\u878d\u96dc\u8a8c\u300b\u5275\u8fa6\u4eba\u517c\u7de8\u8f2f\u7e3d\u76e3Joseph 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\u81ea2014\u5e74\u958b\u555f\u4eba\u5de5\u667a\u80fd\u4e4b\u65c5\u4ee5\u4f86\uff0c\u661f\u5c55\u9280\u884c\u6301\u7e8c\u65bc\u5e73\u53f0\u3001\u6d41\u7a0b\u548c\u4eba\u624d\u65b9\u9762\u6295\u5165\u5927\u91cf\u8cc7\u6e90\uff0c\u63a8\u52d5\u4eba\u5de5\u667a\u80fd\u5275\u65b0\u61c9\u7528\uff0c\u63d0\u5347\u5ba2\u6236\u9ad4\u9a57\u548c\u54e1\u5de5\u751f\u7522\u529b\u3002\u4f8b\u5982\uff0c\u661f\u5c55\u9280\u884c\u5229\u7528\u4eba\u5de5\u667a\u80fd\u751f\u6210\u500b\u6027\u5316\u5efa\u8b70\uff0c\u5354\u52a9\u5ba2\u6236\u4f5c\u51fa\u660e\u667a\u7684\u6295\u8cc7\u548c\u8ca1\u52d9\u898f\u5283\u6c7a\u7b56\uff0c\u540c\u6642\u70ba\u5ba2\u6236\u7d93\u7406\u63d0\u4f9b\u6df1\u5165\u6d1e\u5bdf\uff0c\u4ee5\u5be6\u73fe\u5177\u610f\u7fa9\u7684\u5ba2\u6236\u4e92\u52d5\u3002\u5728\u5167\u90e8\u7ba1\u7406\u65b9\u9762\uff0c\u672c\u884c\u63a8\u51fa\u300ciCoach\u300d\u751f\u6210\u5f0f\u4eba\u5de5\u667a\u80fd\u5de5\u5177\uff0c\u5e6b\u52a9\u54e1\u5de5\u5236\u5b9a\u500b\u6027\u5316\u7684\u8077\u696d\u767c\u5c55\u548c\u6280\u80fd\u63d0\u5347\u8def\u7dda\uff0c\u652f\u6301\u54e1\u5de5\u5728\u661f\u5c55\u9280\u884c\u7684\u9577\u671f\u6210\u9577\u3002 2024\u5e74\uff0c\u54c8\u4f5b\u5546\u5b78\u9662\uff08Harvard Business School\uff09\u5c07\u661f\u5c55\u9280\u884c\u7684\u4eba\u5de5\u667a\u80fd\u6230\u7565\u7de8\u5165\u6848\u4f8b\u7814\u7a76\uff0c\u9019\u662f\u9996\u4efd\u91dd\u5c0d\u4e9e\u6d32\u9280\u884c\u7684\u76f8\u95dc\u7814\u7a76\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u6b64\u8655\u3002 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