{"id":271049,"date":"2024-10-25T11:37:00","date_gmt":"2024-10-25T03:37:00","guid":{"rendered":"https:\/\/pingtungtimes.com.tw\/?p=271049"},"modified":"2024-10-25T11:37:00","modified_gmt":"2024-10-25T03:37:00","slug":"ibm%e6%8f%90%e5%87%ba%e3%80%8c%e6%99%ba%e6%85%a7%e9%87%91%e8%9e%8d%e8%97%8d%e5%9c%96%e3%80%8d-%e7%b1%b2%e5%96%84%e7%94%a8%e7%94%9f%e6%88%90%e5%bc%8fai%e6%89%93%e9%80%a0%e3%80%8c%e5%8f%83%e8%88%87","status":"publish","type":"post","link":"https:\/\/pingtungtimes.com.tw\/?p=271049","title":{"rendered":"IBM\u63d0\u51fa\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d \u7c72\u5584\u7528\u751f\u6210\u5f0fAI\u6253\u9020\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d"},"content":{"rendered":"<div>\n<table name=\"logo_release\" border=\"0\" cellspacing=\"10\" cellpadding=\"5\" align=\"right\">\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mma.prnasia.com\/media2\/95470\/4986781\/ibm_logo.jpg?p=medium600\" border=\"0\" alt=\"\" title=\"logo\" hspace=\"0\" vspace=\"0\" width=\"118\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"prntac\"><i>\u6839\u64da\u9280\u884c\u696d\u52d9\u677f\u584a\u8207<\/i><i>BIAN<\/i><i>\u6846\u67b6\u52fe\u52d2\u800c\u6210<br \/><\/i><i>\u5354\u52a9\u9280\u884c\u85c9<\/i><i>AI<\/i><i>\u512a\u5148\u5f37\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u6838\u5fc3\u696d\u52d9\u3001\u6cbb\u7406\u8207\u5b89\u5168\u7b49\u9818\u57df\u7684\u7af6\u722d\u512a\u52e2<\/i><\/p>\n<p><span class=\"legendSpanClass\">\u53f0\u5317<\/span><span class=\"legendSpanClass\">2024\u5e7410\u670825\u65e5<\/span> \/\u7f8e\u901a\u793e\/ &#8212; \u751f\u6210\u5f0fAI\u5d1b\u8d77\u5df2\u7d93\u5169\u5e74\u3002\u6839\u64da2024\u5e74 IBM \u91dd\u5c0d<u>\u9280\u884c\u8207\u91d1\u878d\u670d\u52d9\u696d<\/u>\u767c\u8868\u7684\u5168\u7403\u5c55\u671b\u5831\u544a\u6307\u51fa\uff0c\u8fd1\u4e5d\u6210 (86%) \u7684\u53d7\u8a2a\u4f01\u696d\u5df2\u7d93\u5617\u8a66\u4e86\u9019\u9805\u6280\u8853\uff0c\u4e3b\u8981\u7684\u61c9\u7528\u5834\u666f\u4f9d\u5e8f\u70ba\u7ba1\u7406\u98a8\u96aa\u8207\u7b26\u898f\u5831\u544a\u3001\u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u8207\u652f\u63f4IT\u958b\u767c\u5de5\u4f5c\uff1b\u4f46\u5176\u4e2d\u50c58%\u7684\u516c\u53f8\u4ee5\u5168\u666f\u3001\u7cfb\u7d71\u5316\u7684\u65b9\u5f0f\u9032\u884c\u3002\u70ba\u4e86\u5354\u52a9\u672c\u5730\u7684\u9280\u884c\u5584\u7528AI\u7b49\u91d1\u878d\u79d1\u6280\uff0c\u63d0\u5347\u696d\u52d9\u6548\u7387\u8207\u5275\u9020\u66f4\u9ad8\u5546\u696d\u50f9\u503c\uff0cIBM \u4eca\u63d0\u51fa\u300c<b>\u667a\u6167\u91d1\u878d\u85cd\u5716<\/b>\u300d\uff0c\u5efa\u8b70\u53f0\u7063\u9280\u884c\u696d\u4ee5\u300c\u5ba2\u6236\u70ba\u4e2d\u5fc3\u300d\u7a4d\u6975\u63a8\u9032\u6578\u4f4d\u8f49\u578b\u5de5\u7a0b\uff0c\u5354\u52a9\u6253\u9020\u4ee5AI\u80fd\u529b\u8cab\u7a7f\u7b56\u7565\u3001\u4eba\u624d\u3001\u6cbb\u7406\u3001\u696d\u52d9\u3001\u6d41\u7a0b\u3001\u6280\u8853\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002<\/p>\n<p>\u53f0\u7063\u00a0IBM \u8aee\u8a62\u5408\u5925\u4eba\u856d\u4fca\u5091\u5f15\u7528\u300c\u91d1\u878d\u79d1\u6280\u6559\u7236\u300d\u53f2\u91d1\u7d0d\u00a0(<span class=\"xn-person\">Chris Skinner<\/span>) \u5728\u5176\u65b0\u66f8\u300a<i>Intelligent Money: When Money Thinks For You<\/i>\u300b(<i>\u7e41\u9ad4\u4e2d\u6587\u7248\u8b6f\u70ba<\/i>\u300a\u667a\u6167\u91d1\u878d\u300b) \u63d0\u51fa\u7684\u5efa\u8b70\uff1a\u4f7f\u7528AI\u6280\u8853\u548c\u6a5f\u5668\u5b78\u7fd2\uff08Machine Learning\uff09\u7406\u89e3\u8207\u638c\u63e1\u5ba2\u6236\u7684\u884c\u70ba\u6a21\u5f0f\uff0c\u5c07\u5ba2\u6236\u6240\u6709\u500b\u6027\u00a0\uff08\u5305\u62ec\u751f\u6d3b\u65b9\u5f0f\u3001\u60c5\u611f\u548c\u4fe1\u5ff5\uff09\u878d\u5165\u5176\u8ca1\u52d9\u95dc\u4fc2\u4e2d\uff0c\u5275\u9020\u7368\u7279\u4e14\u7d55\u4f73\u7684\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a<b>\u4e3b\u52d5\u544a\u8a34\u5ba2\u6236\u4ed6\u4e0d\u77e5\u9053\u7684\u91cd\u8981\u8cc7\u8a0a<\/b>\u3001<b>\u7cbe\u6e96\u63d0\u4f9b\u5ba2\u6236\u4ed6\u610f\u6599\u4e4b\u5916\u7684\u7d50\u679c\u3002<\/b>\u9019\u5c31\u662f\u5177\u5099\u8c50\u5bcc\u8cc7\u8a0a\u3001\u6d1e\u5bdf\u3001\u5171\u60c5\u80fd\u529b\u8207\u901f\u5ea6\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002<\/p>\n<p>\u856d\u4fca\u5091\u8868\u793a\uff0c\u53f0\u7063 IBM\u81ea2013\u5e74\u8d77\u6301\u7e8c\u5728\u9280\u884c\u696d\u63a8\u52d5\u884c\u52d5\u9280\u884c\u3001\u96f2\u7aef\u61c9\u7528\u3001\u6838\u5fc3\u7cfb\u7d71\u8f49\u578b\u3001\u6578\u64da\u9a45\u52d5\u3001\u9ad4\u9a57\u512a\u5148\u7b49\u79d1\u6280\u7684\u6df1\u5ea6\u61c9\u7528\uff0c\u8207\u672c\u5730\u7684\u9280\u884c\u696d\u5728\u6578\u4f4d\u8f49\u578b\u7684\u65c5\u7a0b\u7825\u792a\u524d\u884c\u30022024\u5e74\uff0cIBM \u8aee\u8a62\u9867\u554f\u5718\u968a\u6839\u64da\u9280\u884c\u7684\u696d\u52d9\u677f\u584a\u3001\u501f\u7528Banking Industry Architecture Network \uff08BIAN\uff09\u6846\u67b6\uff0c\u898f\u5283\u4e86\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d\uff0c\u4e5f\u5c31\u662f\u53c3\u8207\u5f0f\u9280\u884c\u7684\u67b6\u69cb\u8207\u6a23\u8c8c\u3002\u5f9e<b>\u6700\u9802\u5c64\u7684\u7ba1\u7406\u9762<\/b>\uff0c\u5c0d\u6574\u9ad4\u7684AI\u7b56\u7565\u3001\u7d44\u7e54\u8207\u4eba\u624d\u9032\u884c\u5168\u76e4\u6aa2\u8996\uff1b\u540c\u6642\uff0c\u70ba\u517c\u9867\u7b26\u898f\u8207\u98a8\u96aa\u63a7\u7ba1\uff0c\u9700\u8981\u540c\u6b65\u958b\u5c55\u5b8c\u5099\u4e14\u53ef\u843d\u5730\u7684AI \u6cbb\u7406\u3002<b>\u4e2d\u5c64\u7684\u696d\u52d9\u9762<\/b>\u5c31\u662f\u6700\u53d7\u6ce8\u76ee\u7684\u00a0AI \u61c9\u7528\u5834\u666f\uff0c\u6a6b\u8de8\u9867\u5ba2\u3001\u901a\u8def\u3001\u696d\u52d9\u767c\u5c55\u3001\u8ca1\u52d9\u8207\u98a8\u96aa\u3001\u8cc7\u6e90\u7ba1\u7406\u3001\u71df\u904b\u3001\u958b\u767c\u3001\u7dad\u904b\u7b49\u5404\u9762\u5411\uff0c\u8457\u91cd\u5728AI\u6280\u8853\u5982\u4f55\u64f4\u5927\u65e2\u6709\u5546\u696d\u50f9\u503c\u3002IBM \u9084\u6253\u9020\u4e86\u00a0<b>Gen Plus AI <\/b><b>\u61c9\u7528\u7ba1\u7406\u5e73\u53f0<\/b>\uff0c\u8b93\u9280\u884c\u53ef\u4ee5\u654f\u6377\u8907\u88fd\u7bc4\u672c\uff0c\u5efa\u7acbAI\u61c9\u7528\u5834\u666f\u8207AI\u52a9\u7406\uff0c\u91cd\u8907\u7d44\u88dd\u904b\u7528AI\u8cc7\u7522\uff0c\u6975\u5927\u5316AI \u6295\u8cc7\u6210\u672c\u3002\u6700<b>\u5e95\u5c64<\/b>\u5247\u63a8\u85a6\u63a1\u7528<b>\u00a0watsonx <\/b><b>\u4f01\u696d\u7d1a\u4eba\u5de5\u667a\u6167\u8207\u6578\u64da\u5e73\u53f0<\/b>\uff0c\u5305\u62ecwatsonx.ai \u8cc7\u6599\u5e73\u53f0\u3001watsonx.ai \u6a21\u578b\u958b\u767c\u5e73\u53f0\u3001\u8207watsonx.governance \u64d4\u4efbAI\u751f\u547d\u9031\u671f\u6cbb\u7406\u7684\u95dc\u9375\u89d2\u8272\u3002<\/p>\n<div id=\"prni_dvprnejpg059eleft\" dir=\"ltr\" style=\"TEXT-ALIGN: center; WIDTH: 100%\">   <span>\u53f0\u7063 IBM \u8aee\u8a62\u5718\u968a\u6839\u64da\u9280\u884c\u7684\u696d\u52d9\u677f\u584a\u3001\u501f\u7528 Banking Industry Architecture Network \uff08BIAN\uff09\u6846\u67b6\uff0c\u898f\u5283\u4e86\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d\uff0c\u52a9\u529b\u672c\u5730\u7684\u9280\u884c\u696d\u7a4d\u6975\u904b\u7528AI\u6280\u8853\u8207\u6a5f\u5668\u5b78\u7fd2\uff0c\u7406\u89e3\u8207\u638c\u63e1\u5ba2\u6236\u7684\u884c\u70ba\u6a21\u5f0f\uff0c\u6253\u9020\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002<\/span>  <\/div>\n<p>\u6309\u7167\u672c\u5730\u7684\u9280\u884c\u5c0d\u65bc\u667a\u6167\u91d1\u878d\u5404\u9805\u89e3\u6c7a\u65b9\u6848\u7684\u9700\u6c42\u7a0b\u5ea6\uff0c\u4ee5\u4e0b\u6982\u7565\u4ecb\u7d39\u91cd\u9ede\u89e3\u6c7a\u65b9\u6848\uff1a<\/p>\n<p><b>\u9802\u5c64\u7ba1\u7406\u9762\uff1a<\/b><a href=\"https:\/\/taiwan.newsroom.ibm.com\/2024-09-12-IBM-AI-AI\" target=\"_blank\" rel=\"nofollow noopener\"><b>\u4f01\u696d\u7d1a<\/b><b>AI<\/b><b>\u6cbb\u7406<\/b><\/a><br \/>\u843d\u5be6\u98a8\u96aa\u8a55\u4f30\u8207\u5206\u7d1a\u6a5f\u5236\uff0c\u5be6\u65bdAI\u696d\u52d9\/\u6d41\u7a0b\u3001AI\u6a21\u578b\u3001\u96b1\u79c1\u8207\u5b89\u5168\u7ba1\u7406\uff0c\u642d\u914d\u81ea\u52d5\u5316KPI\u76e3\u63a7\u9ad4\u7cfb\u7ba1\u7406\u3002<\/p>\n<p><b>\u4e2d\u5c64\u696d\u52d9\u9762\uff1a<\/b><b>AI+ <\/b><b>\u667a\u80fd\u6578\u4f4d<\/b><b>APP<br \/><\/b>\u4ee5AI\u61c9\u7528\u670d\u52d9\u6253\u9020\uff0c\u6bd4\u5ba2\u6236\u66f4\u77ad\u89e3\u5ba2\u6236\u7684\u9700\u6c42\uff0c\u4e26\u9032\u4e00\u6b65\u5efa\u8b70\u512a\u8cea\u65b9\u6848\uff0c\u5171\u5275\u5ba2\u6236\u5c08\u5c6c\u7684\u95dc\u9375\u6642\u523b\u3002<\/p>\n<p><b>\u4e2d\u5c64\u696d\u52d9\u9762\uff1a\u667a\u80fd\u5fb5\u6388\u4fe1<\/b><b>Athena<br \/><\/b>\u4ee5AI\u61c9\u7528\u670d\u52d9\u512a\u5316\u539f\u6709\u00a0IBM Green eLoan \u89e3\u6c7a\u65b9\u6848\u65e2\u6709\u6a21\u7d44\u8207\u670d\u52d9\uff0c\u805a\u7126\u65bc\u6578\u64da\u6536\u96c6\u3001\u8655\u7406\u8207\u81ea\u52d5\u751f\u6210\u8cc7\u6599\uff0c\u63d0\u5347\u5fb5\u6388\u4fe1\u696d\u52d9\u6d41\u7a0b\u7684\u6548\u7387\u8207\u54c1\u8cea\u3002<\/p>\n<p><b>\u4e2d\u5c64\u696d\u52d9\u9762\uff1a\u4eba\u8cc7<\/b><b>AI<\/b><b>\u5925\u4f34<br \/><\/b>AI\u8207\u4eba\u8cc7\u5718\u968a\u5354\u540c\u5408\u4f5c\uff0c\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u6578\u64da\u6d1e\u5bdf\u8207\u4e00\u7ad9\u5f0f\u670d\u52d9\uff0c\u63d0\u5347\u54e1\u5de5\u9ad4\u9a57\u3001\u512a\u5316\u54e1\u5de5\u8077\u6daf\u751f\u547d\u9031\u671f\uff0c\u5354\u52a9\u4e3b\u7ba1\u8207\u4eba\u8cc7\u5718\u968a\u64ec\u5b9a\u91cd\u8981\u7b56\u7565\uff0c\u9054\u5230\u63d0\u5347\u7d44\u7e54\u6548\u80fd\u548c\u63d0\u53477&#215;24\u5c0f\u6642\u8de8\u7cfb\u7d71\u7684\u6574\u5408\u670d\u52d9\u3002<\/p>\n<p><b>IBM Gen Plus AI <\/b><b>\u7ba1\u7406\u5e73\u53f0<br \/><\/b>\u63d0\u4f9b\u4f01\u696d\u7d1a\u7d71\u4e00\u5354\u4f5c\u3001\u7b26\u898f\u5e73\u53f0\uff0c\u964d\u4f4e\u5354\u4f5c\u9580\u6abb\u3001\u6280\u8853\u9650\u5236\uff0c\u4f01\u696d\u5167\u90e8\u4eba\u4eba\u53ef\u4ee5\u654f\u6377\u8907\u88fd\u7bc4\u672c\uff0c\u5efa\u7acbAI\u61c9\u7528\u5834\u666f\u8207AI\u52a9\u7406\uff1b\u6240\u6709AI\u61c9\u7528\u8f49\u5316\u70ba\u8cc7\u7522\uff0c\u6700\u5927\u5316AI \u6295\u8cc7\u56de\u5831\u3002<\/p>\n<p><b>\u95dc\u65bc<\/b><b> IBM<br \/><\/b>IBM \u662f\u5168\u7403\u9818\u5148\u7684\u6df7\u5408\u96f2\u3001\u4eba\u5de5\u667a\u6167\u53ca\u4f01\u696d\u8aee\u8a62\u670d\u52d9\u7684\u63d0\u4f9b\u8005\uff0c\u70ba\u5168\u7403\u8d85\u904e\u00a0175 \u500b\u570b\u5bb6\u7684\u5ba2\u6236\u670d\u52d9\uff0c\u5354\u52a9\u5176\u5f9e\u64c1\u6709\u7684\u8cc7\u6599\u88e1\u7372\u53d6\u5546\u696d\u6d1e\u5bdf\u3001\u7c21\u5316\u696d\u52d9\u6d41\u7a0b\u3001\u964d\u4f4e\u6210\u672c\uff0c\u4e26\u53d6\u5f97\u7522\u696d\u7af6\u722d\u512a\u52e2\u3002\u00a0\u4f86\u81ea\u91d1\u878d\u670d\u52d9\u3001\u96fb\u4fe1\u548c\u5065\u5eb7\u91ab\u7642\u7b49\u95dc\u9375\u57fa\u790e\u8a2d\u65bd\u9818\u57df\u3001\u8d85\u904e4\u5343\u5bb6\u653f\u5e9c\u548c\u4f01\u696d\u6a5f\u69cb\uff0c\u63a1\u7528\u00a0IBM \u6df7\u5408\u96f2\u5e73\u53f0\u548c\u00a0Red Hat OpenShift \u89e3\u6c7a\u65b9\u6848\uff0c\u5feb\u901f\u3001\u9ad8\u6548\u3001\u5b89\u5168\u5730\u5be6\u73fe\u4f01\u696d\u6578\u4f4d\u8f49\u578b\u3002IBM \u5728\u4eba\u5de5\u667a\u6167\u3001\u91cf\u5b50\u904b\u7b97\u3001\u7522\u696d\u5c08\u5c6c\u7684\u96f2\u7aef\u904b\u7b97\u89e3\u6c7a\u65b9\u6848\u548c\u4f01\u696d\u8aee\u8a62\u670d\u52d9\u9818\u57df\u7684\u7a81\u7834\u6027\u5275\u65b0\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u958b\u653e\u548c\u9748\u6d3b\u7684\u9078\u64c7\u3002IBM \u5c0d\u4f01\u696d\u8aa0\u4fe1\u3001\u900f\u660e\u6cbb\u7406\u3001\u4f01\u696d\u793e\u6703\u8cac\u4efb\u3001\u591a\u5143\u8207\u5305\u5bb9\u6587\u5316\u548c\u670d\u52d9\u7cbe\u795e\u7684\u627f\u8afe\uff0c\u6b77\u4e45\u5f4c\u65b0\uff0c\u662f\u00a0IBM \u696d\u52d9\u767c\u5c55\u7684\u57fa\u790e\u3002<\/p>\n<p>\u53f0\u7063\u00a0IBM \u516c\u53f8\u65b0\u805e\u5ba4\uff1a<a href=\"https:\/\/taiwan.newsroom.ibm.com\/\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/taiwan.newsroom.ibm.com\/<\/a><\/p>\n<p><b>\u65b0\u805e\u806f\u7d61<br \/><\/b>IBM \u516c\u53f8\u516c\u95dc\u90e8\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <span class=\"xn-person\">Kate Liu<\/span> \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <a href=\"mailto:kateliu@cn.ibm.com\" target=\"_blank\" rel=\"nofollow noopener\">kateliu@cn.ibm.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u6839\u64da\u9280\u884c\u696d\u52d9\u677f\u584a\u8207BIAN\u6846\u67b6&#8230;<\/p>\n","protected":false},"author":16,"featured_media":271050,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[40567],"tags":[],"class_list":["post-271049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-40567"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IBM\u63d0\u51fa\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d \u7c72\u5584\u7528\u751f\u6210\u5f0fAI\u6253\u9020\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831<\/title>\n<meta name=\"description\" content=\"\u6839\u64da\u9280\u884c\u696d\u52d9\u677f\u584a\u8207BIAN\u6846\u67b6\u52fe\u52d2\u800c\u6210\u5354\u52a9\u9280\u884c\u85c9AI\u512a\u5148\u5f37\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u6838\u5fc3\u696d\u52d9\u3001\u6cbb\u7406\u8207\u5b89\u5168\u7b49\u9818\u57df\u7684\u7af6\u722d\u512a\u52e2 \u53f0\u53172024\u5e7410\u670825\u65e5 \/\u7f8e\u901a\u793e\/ -- \u751f\u6210\u5f0fAI\u5d1b\u8d77\u5df2\u7d93\u5169\u5e74\u3002\u6839\u64da2024\u5e74 IBM \u91dd\u5c0d\u9280\u884c\u8207\u91d1\u878d\u670d\u52d9\u696d\u767c\u8868\u7684\u5168\u7403\u5c55\u671b\u5831\u544a\u6307\u51fa\uff0c\u8fd1\u4e5d\u6210 (86%) \u7684\u53d7\u8a2a\u4f01\u696d\u5df2\u7d93\u5617\u8a66\u4e86\u9019\u9805\u6280\u8853\uff0c\u4e3b\u8981\u7684\u61c9\u7528\u5834\u666f\u4f9d\u5e8f\u70ba\u7ba1\u7406\u98a8\u96aa\u8207\u7b26\u898f\u5831\u544a\u3001\u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u8207\u652f\u63f4IT\u958b\u767c\u5de5\u4f5c\uff1b\u4f46\u5176\u4e2d\u50c58%\u7684\u516c\u53f8\u4ee5\u5168\u666f\u3001\u7cfb\u7d71\u5316\u7684\u65b9\u5f0f\u9032\u884c\u3002\u70ba\u4e86\u5354\u52a9\u672c\u5730\u7684\u9280\u884c\u5584\u7528AI\u7b49\u91d1\u878d\u79d1\u6280\uff0c\u63d0\u5347\u696d\u52d9\u6548\u7387\u8207\u5275\u9020\u66f4\u9ad8\u5546\u696d\u50f9\u503c\uff0cIBM \u4eca\u63d0\u51fa\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d\uff0c\u5efa\u8b70\u53f0\u7063\u9280\u884c\u696d\u4ee5\u300c\u5ba2\u6236\u70ba\u4e2d\u5fc3\u300d\u7a4d\u6975\u63a8\u9032\u6578\u4f4d\u8f49\u578b\u5de5\u7a0b\uff0c\u5354\u52a9\u6253\u9020\u4ee5AI\u80fd\u529b\u8cab\u7a7f\u7b56\u7565\u3001\u4eba\u624d\u3001\u6cbb\u7406\u3001\u696d\u52d9\u3001\u6d41\u7a0b\u3001\u6280\u8853\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002 \u53f0\u7063\u00a0IBM \u8aee\u8a62\u5408\u5925\u4eba\u856d\u4fca\u5091\u5f15\u7528\u300c\u91d1\u878d\u79d1\u6280\u6559\u7236\u300d\u53f2\u91d1\u7d0d\u00a0(Chris Skinner) \u5728\u5176\u65b0\u66f8\u300aIntelligent Money: When Money Thinks For You\u300b(\u7e41\u9ad4\u4e2d\u6587\u7248\u8b6f\u70ba\u300a\u667a\u6167\u91d1\u878d\u300b) \u63d0\u51fa\u7684\u5efa\u8b70\uff1a\u4f7f\u7528AI\u6280\u8853\u548c\u6a5f\u5668\u5b78\u7fd2\uff08Machine Learning\uff09\u7406\u89e3\u8207\u638c\u63e1\u5ba2\u6236\u7684\u884c\u70ba\u6a21\u5f0f\uff0c\u5c07\u5ba2\u6236\u6240\u6709\u500b\u6027\u00a0\uff08\u5305\u62ec\u751f\u6d3b\u65b9\u5f0f\u3001\u60c5\u611f\u548c\u4fe1\u5ff5\uff09\u878d\u5165\u5176\u8ca1\u52d9\u95dc\u4fc2\u4e2d\uff0c\u5275\u9020\u7368\u7279\u4e14\u7d55\u4f73\u7684\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a\u4e3b\u52d5\u544a\u8a34\u5ba2\u6236\u4ed6\u4e0d\u77e5\u9053\u7684\u91cd\u8981\u8cc7\u8a0a\u3001\u7cbe\u6e96\u63d0\u4f9b\u5ba2\u6236\u4ed6\u610f\u6599\u4e4b\u5916\u7684\u7d50\u679c\u3002\u9019\u5c31\u662f\u5177\u5099\u8c50\u5bcc\u8cc7\u8a0a\u3001\u6d1e\u5bdf\u3001\u5171\u60c5\u80fd\u529b\u8207\u901f\u5ea6\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002 \u856d\u4fca\u5091\u8868\u793a\uff0c\u53f0\u7063 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\u7ba1\u7406\u5e73\u53f0\u63d0\u4f9b\u4f01\u696d\u7d1a\u7d71\u4e00\u5354\u4f5c\u3001\u7b26\u898f\u5e73\u53f0\uff0c\u964d\u4f4e\u5354\u4f5c\u9580\u6abb\u3001\u6280\u8853\u9650\u5236\uff0c\u4f01\u696d\u5167\u90e8\u4eba\u4eba\u53ef\u4ee5\u654f\u6377\u8907\u88fd\u7bc4\u672c\uff0c\u5efa\u7acbAI\u61c9\u7528\u5834\u666f\u8207AI\u52a9\u7406\uff1b\u6240\u6709AI\u61c9\u7528\u8f49\u5316\u70ba\u8cc7\u7522\uff0c\u6700\u5927\u5316AI \u6295\u8cc7\u56de\u5831\u3002 \u95dc\u65bc IBMIBM \u662f\u5168\u7403\u9818\u5148\u7684\u6df7\u5408\u96f2\u3001\u4eba\u5de5\u667a\u6167\u53ca\u4f01\u696d\u8aee\u8a62\u670d\u52d9\u7684\u63d0\u4f9b\u8005\uff0c\u70ba\u5168\u7403\u8d85\u904e\u00a0175 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\u91dd\u5c0d\u9280\u884c\u8207\u91d1\u878d\u670d\u52d9\u696d\u767c\u8868\u7684\u5168\u7403\u5c55\u671b\u5831\u544a\u6307\u51fa\uff0c\u8fd1\u4e5d\u6210 (86%) \u7684\u53d7\u8a2a\u4f01\u696d\u5df2\u7d93\u5617\u8a66\u4e86\u9019\u9805\u6280\u8853\uff0c\u4e3b\u8981\u7684\u61c9\u7528\u5834\u666f\u4f9d\u5e8f\u70ba\u7ba1\u7406\u98a8\u96aa\u8207\u7b26\u898f\u5831\u544a\u3001\u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u8207\u652f\u63f4IT\u958b\u767c\u5de5\u4f5c\uff1b\u4f46\u5176\u4e2d\u50c58%\u7684\u516c\u53f8\u4ee5\u5168\u666f\u3001\u7cfb\u7d71\u5316\u7684\u65b9\u5f0f\u9032\u884c\u3002\u70ba\u4e86\u5354\u52a9\u672c\u5730\u7684\u9280\u884c\u5584\u7528AI\u7b49\u91d1\u878d\u79d1\u6280\uff0c\u63d0\u5347\u696d\u52d9\u6548\u7387\u8207\u5275\u9020\u66f4\u9ad8\u5546\u696d\u50f9\u503c\uff0cIBM \u4eca\u63d0\u51fa\u300c\u667a\u6167\u91d1\u878d\u85cd\u5716\u300d\uff0c\u5efa\u8b70\u53f0\u7063\u9280\u884c\u696d\u4ee5\u300c\u5ba2\u6236\u70ba\u4e2d\u5fc3\u300d\u7a4d\u6975\u63a8\u9032\u6578\u4f4d\u8f49\u578b\u5de5\u7a0b\uff0c\u5354\u52a9\u6253\u9020\u4ee5AI\u80fd\u529b\u8cab\u7a7f\u7b56\u7565\u3001\u4eba\u624d\u3001\u6cbb\u7406\u3001\u696d\u52d9\u3001\u6d41\u7a0b\u3001\u6280\u8853\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002 \u53f0\u7063\u00a0IBM \u8aee\u8a62\u5408\u5925\u4eba\u856d\u4fca\u5091\u5f15\u7528\u300c\u91d1\u878d\u79d1\u6280\u6559\u7236\u300d\u53f2\u91d1\u7d0d\u00a0(Chris Skinner) \u5728\u5176\u65b0\u66f8\u300aIntelligent Money: When Money Thinks For You\u300b(\u7e41\u9ad4\u4e2d\u6587\u7248\u8b6f\u70ba\u300a\u667a\u6167\u91d1\u878d\u300b) \u63d0\u51fa\u7684\u5efa\u8b70\uff1a\u4f7f\u7528AI\u6280\u8853\u548c\u6a5f\u5668\u5b78\u7fd2\uff08Machine Learning\uff09\u7406\u89e3\u8207\u638c\u63e1\u5ba2\u6236\u7684\u884c\u70ba\u6a21\u5f0f\uff0c\u5c07\u5ba2\u6236\u6240\u6709\u500b\u6027\u00a0\uff08\u5305\u62ec\u751f\u6d3b\u65b9\u5f0f\u3001\u60c5\u611f\u548c\u4fe1\u5ff5\uff09\u878d\u5165\u5176\u8ca1\u52d9\u95dc\u4fc2\u4e2d\uff0c\u5275\u9020\u7368\u7279\u4e14\u7d55\u4f73\u7684\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a\u4e3b\u52d5\u544a\u8a34\u5ba2\u6236\u4ed6\u4e0d\u77e5\u9053\u7684\u91cd\u8981\u8cc7\u8a0a\u3001\u7cbe\u6e96\u63d0\u4f9b\u5ba2\u6236\u4ed6\u610f\u6599\u4e4b\u5916\u7684\u7d50\u679c\u3002\u9019\u5c31\u662f\u5177\u5099\u8c50\u5bcc\u8cc7\u8a0a\u3001\u6d1e\u5bdf\u3001\u5171\u60c5\u80fd\u529b\u8207\u901f\u5ea6\u7684\u300c\u53c3\u8207\u5f0f\u9280\u884c\u300d\u3002 \u856d\u4fca\u5091\u8868\u793a\uff0c\u53f0\u7063 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\u9084\u6253\u9020\u4e86\u00a0Gen Plus AI \u61c9\u7528\u7ba1\u7406\u5e73\u53f0\uff0c\u8b93\u9280\u884c\u53ef\u4ee5\u654f\u6377\u8907\u88fd\u7bc4\u672c\uff0c\u5efa\u7acbAI\u61c9\u7528\u5834\u666f\u8207AI\u52a9\u7406\uff0c\u91cd\u8907\u7d44\u88dd\u904b\u7528AI\u8cc7\u7522\uff0c\u6975\u5927\u5316AI \u6295\u8cc7\u6210\u672c\u3002\u6700\u5e95\u5c64\u5247\u63a8\u85a6\u63a1\u7528\u00a0watsonx \u4f01\u696d\u7d1a\u4eba\u5de5\u667a\u6167\u8207\u6578\u64da\u5e73\u53f0\uff0c\u5305\u62ecwatsonx.ai \u8cc7\u6599\u5e73\u53f0\u3001watsonx.ai \u6a21\u578b\u958b\u767c\u5e73\u53f0\u3001\u8207watsonx.governance \u64d4\u4efbAI\u751f\u547d\u9031\u671f\u6cbb\u7406\u7684\u95dc\u9375\u89d2\u8272\u3002      \u53f0\u7063 IBM \u8aee\u8a62\u5718\u968a\u6839\u64da\u9280\u884c\u7684\u696d\u52d9\u677f\u584a\u3001\u501f\u7528 Banking Industry Architecture Network 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