{"id":216901,"date":"2024-02-07T16:04:00","date_gmt":"2024-02-07T08:04:00","guid":{"rendered":"https:\/\/pingtungtimes.com.tw\/?p=216901"},"modified":"2024-02-07T16:04:00","modified_gmt":"2024-02-07T08:04:00","slug":"seabank%e5%ae%8c%e6%88%902023%e5%b9%b4%e6%a5%ad%e5%8b%99%e8%a8%88%e5%8a%83%ef%bc%9acasa%e9%a1%af%e8%91%97%e5%a2%9e%e9%95%b7%ef%bc%8cnpl%e5%be%97%e5%88%b0%e6%8e%a7%e5%88%b6","status":"publish","type":"post","link":"https:\/\/pingtungtimes.com.tw\/?p=216901","title":{"rendered":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236"},"content":{"rendered":"<div>\n<p><i>\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300c<\/i><i><a href=\"https:\/\/www.seabank.com.vn\/\" target=\"_blank\" rel=\"nofollow noopener\">SeABank<\/a><\/i><i>\u300d<\/i><i>,\u80a1\u7968\u4ee3\u78bc\uff1aSSB<\/i><i>\uff09\u5ba3\u4f48\uff0c\u5176<\/i><i>2023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002<\/i><\/p>\n<p><span class=\"legendSpanClass\">\u8d8a\u5357\u6cb3\u5167<\/span><span class=\"legendSpanClass\">2024\u5e742\u67087\u65e5<\/span> \/\u7f8e\u901a\u793e\/ &#8212; \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder1\">\n<p style=\"TEXT-ALIGN: center; WIDTH: 100%\"> <a href=\"https:\/\/mma.prnasia.com\/media2\/2335198\/SeABank__1___1.html\" target=\"_blank\" rel=\"nofollow noopener\"> <\/a> <br \/><span><\/span><\/p>\n<\/p><\/div>\n<p>\u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002<\/p>\n<p>SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002<\/p>\n<p>\u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002<\/p>\n<p>\u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002<\/p>\n<p>\u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002<\/p>\n<p>2023\u5e74\uff0c\u7a46\u8fea(Moody&#8217;s)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cS&#8230;<\/p>\n","protected":false},"author":16,"featured_media":216902,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[40567],"tags":[],"class_list":["post-216901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-40567"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831<\/title>\n<meta name=\"description\" content=\"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \/\u7f8e\u901a\u793e\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002      \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody&#039;s)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pingtungtimes.com.tw\/?p=216901\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\" \/>\n<meta property=\"og:description\" content=\"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \/\u7f8e\u901a\u793e\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002      \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody&#039;s)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pingtungtimes.com.tw\/?p=216901\" \/>\n<meta property=\"og:site_name\" content=\"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pingtungnews\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-07T08:04:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"267\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u7f8e\u901a\u793e\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u7f8e\u901a\u793e\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901\"},\"author\":{\"name\":\"\u7f8e\u901a\u793e\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#\\\/schema\\\/person\\\/683b937f29ec1537972f6c41e22a2cf3\"},\"headline\":\"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236\",\"datePublished\":\"2024-02-07T08:04:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901\"},\"wordCount\":30,\"publisher\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/SeABank__1___1.jpg\",\"articleSection\":[\"\u7f8e\u901a\u793e\"],\"inLanguage\":\"zh-TW\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901\",\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901\",\"name\":\"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/SeABank__1___1.jpg\",\"datePublished\":\"2024-02-07T08:04:00+00:00\",\"description\":\"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \\\/\u7f8e\u901a\u793e\\\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002 \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody's)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#primaryimage\",\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/SeABank__1___1.jpg\",\"contentUrl\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/SeABank__1___1.jpg\",\"width\":400,\"height\":267},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?p=216901#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9801\",\"item\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#website\",\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/\",\"name\":\"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\",\"description\":\"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831PingtungTimes\uff0c\u6700\u95dc\u5fc3\u5728\u5730\u7684\u5a92\u9ad4\",\"publisher\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#organization\",\"name\":\"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\",\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/logo-150.png\",\"contentUrl\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/logo-150.png\",\"width\":150,\"height\":150,\"caption\":\"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831\"},\"image\":{\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pingtungnews\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/#\\\/schema\\\/person\\\/683b937f29ec1537972f6c41e22a2cf3\",\"name\":\"\u7f8e\u901a\u793e\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g\",\"caption\":\"\u7f8e\u901a\u793e\"},\"url\":\"https:\\\/\\\/pingtungtimes.com.tw\\\/?author=16\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","description":"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \/\u7f8e\u901a\u793e\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002      \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody's)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pingtungtimes.com.tw\/?p=216901","og_locale":"zh_TW","og_type":"article","og_title":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","og_description":"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \/\u7f8e\u901a\u793e\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002      \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody's)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002","og_url":"https:\/\/pingtungtimes.com.tw\/?p=216901","og_site_name":"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","article_publisher":"https:\/\/www.facebook.com\/pingtungnews","article_published_time":"2024-02-07T08:04:00+00:00","og_image":[{"width":400,"height":267,"url":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg","type":"image\/jpeg"}],"author":"\u7f8e\u901a\u793e","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"\u7f8e\u901a\u793e"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#article","isPartOf":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901"},"author":{"name":"\u7f8e\u901a\u793e","@id":"https:\/\/pingtungtimes.com.tw\/#\/schema\/person\/683b937f29ec1537972f6c41e22a2cf3"},"headline":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236","datePublished":"2024-02-07T08:04:00+00:00","mainEntityOfPage":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901"},"wordCount":30,"publisher":{"@id":"https:\/\/pingtungtimes.com.tw\/#organization"},"image":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#primaryimage"},"thumbnailUrl":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg","articleSection":["\u7f8e\u901a\u793e"],"inLanguage":"zh-TW"},{"@type":"WebPage","@id":"https:\/\/pingtungtimes.com.tw\/?p=216901","url":"https:\/\/pingtungtimes.com.tw\/?p=216901","name":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236 - \u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","isPartOf":{"@id":"https:\/\/pingtungtimes.com.tw\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#primaryimage"},"image":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#primaryimage"},"thumbnailUrl":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg","datePublished":"2024-02-07T08:04:00+00:00","description":"\u6771\u5357\u4e9e\u5546\u696d\u80a1\u4efd\u5236\u9280\u884c\uff08\u7c21\u7a31\u300cSeABank\u300d,\u80a1\u7968\u4ee3\u78bc\uff1aSSB\uff09\u5ba3\u4f48\uff0c\u51762023\u5e74\u7684\u7d93\u71df\u696d\u7e3e\u5be6\u73fe\u986f\u8457\u589e\u9577\uff1a\u7d93\u5e38\u5e33\u6236\u5132\u84c4\u5e33\u6236(CASA)\u5360\u6bd4\u589e\u81f311.5%\uff1b\u6de8\u589e\u672a\u511f\u50b5\u52d9\u548c\u52d5\u54e1\u8cc7\u91d1\u5206\u5225\u6309\u5e74\u5ea6\u589e\u957716.76%\u548c25.35%\uff1b\u4e0d\u826f\u8cb8\u6b3e\u7387(NPL)\u63a7\u5236\u57281.94%\uff1b\u7a05\u524d\u5229\u6f64(EBT)\u8d85\u904e1.894\u5104\u7f8e\u5143\u3002 \u8d8a\u5357\u6cb3\u51672024\u5e742\u67087\u65e5 \/\u7f8e\u901a\u793e\/ -- \u5728\u5168\u7403\u548c\u8d8a\u5357\u570b\u5167\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0cSeABank\u4ecd\u80fd\u53d6\u5f97\u5982\u6b64\u4eae\u773c\u7684\u696d\u7e3e\uff0c\u5145\u5206\u8b49\u660e\u4e86\u5176\u4ee5\u5229\u7528\u6578\u78bc\u6280\u8853\u3001\u767c\u5c55\u7da0\u8272\u4fe1\u8cb8\u548c\u63a8\u51fa\u65b0\u6536\u8cbb\u7522\u54c1\u70ba\u91cd\u9ede\u7684\u9748\u6d3b\u696d\u52d9\u8f49\u578b\u767c\u63ee\u4e86\u4f5c\u7528\u3002 \u622a\u81f32023\u5e74\uff0cSeABank\u7684\u7e3d\u8cc7\u7522\u9054109\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957715%\uff1b\u7279\u8a31\u8cc7\u672c\u589e\u81f310\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u957722.32%\u3002\u96c4\u539a\u7684\u8cc7\u91d1\u5be6\u529b\u70baSeABank\u63d0\u4f9b\u4e86\u5f37\u5927\u7684\u8cc7\u672c\u652f\u6301\uff0c\u4f7f\u5176\u80fd\u5920\u66f4\u597d\u5730\u63a8\u5ee3\u6578\u78bc\u6280\u8853\u548c\u512a\u5316\u6280\u8853\uff0c\u5f9e\u800c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fbf\u6377\u7684\u7522\u54c1\u548c\u670d\u52d9\u4ee5\u53ca\u826f\u597d\u7684\u9ad4\u9a57\u3002 SeABank\u901a\u904e\u4e0d\u65b7\u8c50\u5bcc\u7522\u54c1\u7a2e\u985e\u3001\u63d0\u5347\u670d\u52d9\u8cea\u91cf\u3001\u5be6\u65bd\u4ea4\u53c9\u92b7\u552e\u7b56\u7565\u4ee5\u53ca\u7a4d\u6975\u63a8\u5ee3\u6280\u8853\u61c9\u7528\uff0c\u6210\u529f\u5438\u5f15\u4e86\u8d85\u904e300\u842c\u5ba2\u6236\u9078\u64c7\u5728\u5176\u5e73\u81fa\u9032\u884c\u4ea4\u6613\u30022023\u5e74\uff0c\u8a72\u884c\u9304\u5f973230\u591a\u842c\u7b46\u6578\u78bc\u4ea4\u6613\uff08\u6309\u5e74\u5ea6\u589e\u9577157%\uff09\uff0c\u8d85\u904e71%\u7684\u65b0\u958b\u5e33\u6236\u662f\u901a\u904eeKYC\u7db2\u4e0a\u8a3b\u518a\u7684\u3002\u9019\u8868\u660e\u8a72\u884c\u5728\u7dad\u8b77\u8001\u5ba2\u6236\u7684\u540c\u6642\uff0c\u4e5f\u5728\u52aa\u529b\u5438\u5f15\u65b0\u5ba2\u6236\uff0c2023\u5e74\u7684\u52d5\u54e1\u8cc7\u91d1\u589e\u81f359\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8fd1125.4%\u3002\u5176\u4e2d\uff0cCASA\u76f8\u6bd4\u5f80\u5e74\u7e7c\u7e8c\u589e\u9577\uff0c\u5360\u5b58\u6b3e\u7e3d\u984d\u768411.5%\u3002\u6b64\u5916\uff0cSeABank\u7684\u672a\u511f\u50b5\u52d9\u7e3d\u984d\u9054\u5230\u8fd174\u5104\u7f8e\u5143\uff0c\u6309\u5e74\u5ea6\u589e\u9577\u8d85\u904e116%\u3002 \u70ba\u4e86\u5728\u7d93\u6fdf\u5fa9\u7526\u671f\u9593\u652f\u6301\u5ba2\u6236\uff0cSeABank\u51fa\u81fa\u4e86\u4e00\u7cfb\u5217\u512a\u60e0\u653f\u7b56\uff0c\u5305\u62ec\u964d\u4f4e\u5229\u7387\u548c\u8cbb\u7528\u4ee5\u53ca\u63d0\u4f9b\u9650\u984d\u9054\u6578\u842c\u5104\u8d8a\u5357\u76fe\u7684\u512a\u60e0\u8cb8\u6b3e\u5957\u9910\u7b49\u30022023\u5e74\uff0cSeABank\u70ba\u73fe\u6709\u5ba2\u6236\u6e1b\u514d\u7684\u5229\u606f\u7e3d\u984d\u90541670\u842c\u7f8e\u5143\u3002 \u5118\u7ba1\u9762\u81e8\u6311\u6230\uff0cSeABank\u4ecd\u6210\u529f\u5be6\u73fe\u4e86\u5b89\u5168\u7a69\u5065\u7684\u71df\u904b\uff0c\u5c07NPL\u63a7\u5236\u57282%\u4ee5\u4e0b\uff0c\u5c24\u5176\u662f\u9054\u5230\u4e861.94%\u7684\u512a\u7570\u6c34\u6e96\u3002\u9019\u4e00\u6210\u5c31\u5f97\u76ca\u65bc\u9280\u884c\u7a4d\u6975\u4e3b\u52d5\u5229\u7528\u8cc7\u6e90\u4f86\u5f4c\u88dc\u3001\u63a7\u5236\u548c\u6536\u56de\u58de\u8cec\u3002\u6b64\u5916\uff0c\u9280\u884c\u7684\u6d41\u52d5\u5132\u5099\u91d1\u6bd4\u7387\u70ba20.2%\uff0c30\u5929\u8d8a\u5357\u76fe\u511f\u4ed8\u80fd\u529b\u5145\u8db3\u7387\u9054\u5230\u4e8667.56%\u3002 \u901a\u904e\u9019\u4e9b\u52aa\u529b\uff0cSeABank\u5be6\u73fe\u4e86\u8d85\u904e1.894\u5104\u7f8e\u5143\u7684EBT\uff0c\u6210\u529f\u5b8c\u6210\u4e862023\u5e74\u7684\u696d\u52d9\u8a08\u5283\uff0c\u4e26\u5be6\u73fe\u4e8613.03%\u7684\u6de8\u8cc7\u7522\u6536\u76ca\u7387(ROE)\u3002 2023\u5e74\uff0c\u7a46\u8fea(Moody's)\u7e7c\u7e8c\u5c07SeABank\u7684\u9577\u671f\u672c\u5916\u5e63\u5b58\u6b3e\u548c\u767c\u884c\u4eba\u8a55\u7d1a\u5b9a\u70baBa3\u7d1a\uff0c\u540c\u6642\u5c07BCA\u8a55\u7d1a\u7dad\u6301\u5728B1\u7d1a\uff0c\u8a55\u7d1a\u5c55\u671b\u70ba\u300c\u7a69\u5b9a\u300d\uff0c\u9019\u9ad4\u73fe\u4e86SeABank\u4e0d\u65b7\u63d0\u9ad8\u7684\u8cc7\u672c\u5145\u8db3\u7387\u6c34\u5e73\u3002","breadcrumb":{"@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pingtungtimes.com.tw\/?p=216901"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#primaryimage","url":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg","contentUrl":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2024\/02\/SeABank__1___1.jpg","width":400,"height":267},{"@type":"BreadcrumbList","@id":"https:\/\/pingtungtimes.com.tw\/?p=216901#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9801","item":"https:\/\/pingtungtimes.com.tw\/"},{"@type":"ListItem","position":2,"name":"SeABank\u5b8c\u62102023\u5e74\u696d\u52d9\u8a08\u5283\uff1aCASA\u986f\u8457\u589e\u9577\uff0cNPL\u5f97\u5230\u63a7\u5236"}]},{"@type":"WebSite","@id":"https:\/\/pingtungtimes.com.tw\/#website","url":"https:\/\/pingtungtimes.com.tw\/","name":"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","description":"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831PingtungTimes\uff0c\u6700\u95dc\u5fc3\u5728\u5730\u7684\u5a92\u9ad4","publisher":{"@id":"https:\/\/pingtungtimes.com.tw\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pingtungtimes.com.tw\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/pingtungtimes.com.tw\/#organization","name":"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831","url":"https:\/\/pingtungtimes.com.tw\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/pingtungtimes.com.tw\/#\/schema\/logo\/image\/","url":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2023\/02\/logo-150.png","contentUrl":"https:\/\/pingtungtimes.com.tw\/wp-content\/uploads\/2023\/02\/logo-150.png","width":150,"height":150,"caption":"\u5c4f\u6771\u6642\u5831\u96fb\u5b50\u5831"},"image":{"@id":"https:\/\/pingtungtimes.com.tw\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pingtungnews"]},{"@type":"Person","@id":"https:\/\/pingtungtimes.com.tw\/#\/schema\/person\/683b937f29ec1537972f6c41e22a2cf3","name":"\u7f8e\u901a\u793e","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/secure.gravatar.com\/avatar\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6c21e24ce33ca5d4572e343395adac2bbef44ff7035a74ea2cab2443c7f0a5f3?s=96&d=blank&r=g","caption":"\u7f8e\u901a\u793e"},"url":"https:\/\/pingtungtimes.com.tw\/?author=16"}]}},"_links":{"self":[{"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/216901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216901"}],"version-history":[{"count":0,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/216901\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=\/wp\/v2\/media\/216902"}],"wp:attachment":[{"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=216901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pingtungtimes.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=216901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}